Question 1

What is CONDA Capital Market and how does the platform work?

Accepted Answer

CONDA Capital Market is a digital investment platform on which you can invest directly in companies – especially in high-growth SMEs (small and medium-sized enterprises) from the DACH region. Investors choose online from vetted projects, invest transparently via the platform and benefit from fully digital processing. The target group is private and institutional investors who want to invest their capital outside of traditional financial products.

Question 2

Which types of investment does CONDA Capital Market offer?

Accepted Answer

CONDA Capital Market offers various securities investments such as bonds, convertible bonds, shares and participation certificates. These allow flexible investments in different company phases – from the innovative scale-up to the established mid-sized company.

Question 3

How safe is an investment with CONDA Capital Market?

Accepted Answer

Investments via CONDA Capital Market are subject to risks, like any investment. The platform is registered as a provider under the European ECSP Regulation and is supervised by the Austrian Financial Market Authority (FMA). Every project undergoes a plausibility check before going live. Nevertheless, the following applies: high return opportunities go hand in hand with a high risk, up to total loss.

Question 4

What return opportunities and risks are there?

Accepted Answer

Depending on the type of investment, investors can benefit from fixed interest (e.g. with bonds or convertible bonds), profit-sharing (with participation certificates) or a potential increase in the value of the company shares (with shares). Fixed interest is typically between 5% and 9% per year. Risks include default risk, subordination, market risks and liquidity risk. High return opportunities go hand in hand with high risks.

Question 5

From what amount can I invest?

Accepted Answer

You can invest on CONDA Capital Market from as little as 250 euros. The low entry threshold allows you to participate in exciting company projects even with small amounts – and to diversify your capital in a targeted way.

Question 6

How does the investment process work?

Accepted Answer

The digital investment process comprises four simple steps: 1. Create and verify a free account, 2. Select a project and review the information, 3. Set an amount and invest. All steps are conveniently completed online, without paperwork.

Question 7

What costs and fees are involved?

Accepted Answer

Using the platform and investing through it is free of charge. You can find more detailed information in our General Terms and Conditions (GTC).

Question 8

How can I diversify my portfolio?

Accepted Answer

By investing in different projects, sectors and types of investment on CONDA Capital Market, you can diversify your portfolio in a targeted way. This reduces risk and at the same time provides access to different return profiles.

Question 9

Which tax aspects should I consider?

Accepted Answer

The tax treatment of your income depends on the investment product, the issuer's domicile and your country of residence. CONDA Capital Market is tax-simple – capital gains tax is remitted directly by the issuer. Cross-border investments may be subject to withholding tax, whereby double taxation agreements allow for crediting or refund. Note: this information does not constitute tax advice.

Question 10

How can I sell or transfer my investment?

Accepted Answer

As a rule, your securities are tradable. Occasionally there may be restrictions. For a transfer, the receiving person must also register and verify on the platform. The transfer of the tokens takes place directly between the wallets. The platform does not yet have its own secondary market.

Question 11

What happens if the issuer becomes insolvent?

Accepted Answer

If issuers become insolvent, investors may lose part or all of their invested capital. There is generally no deposit protection. CONDA Capital Market checks projects for plausibility before going live but does not guarantee economic success.

Question 12

What sets CONDA Capital Market apart from traditional banks or funds?

Accepted Answer

CONDA Capital Market offers direct access to high-return investments in SMEs, starting from just 250 euros. Compared to banks or funds, you invest specifically in selected companies – digitally, transparently and without intermediaries. This way you can have a say in where your money goes and receive first-hand information.

Question 13

What financing options do I have besides the bank?

Accepted Answer

In addition to traditional bank loans, a wide range of alternative financing solutions is available today. One of these is crowdinvesting – for example via subordinated loans – but the issuance of securities such as bonds, shares or participation certificates is also possible. Platforms like CONDA Capital Market enable you to raise capital directly from private and institutional investors – digitally, transparently and without the usual collateral or the detour via a bank.

Question 14

How does financing via CONDA Capital Market work in concrete terms?

Accepted Answer

In short: you apply with your company, we review your documents and together structure the right financing product. The digital offering then launches on CONDA Capital Market. Investors can invest directly – you receive the capital after successful funding.

Question 15

How quickly can I receive capital?

Accepted Answer

The duration of the financing process can vary and take from a few weeks to several months. After you submit your complete documents, it usually takes 4–8 weeks until publication. Once your offering is online, the funding speed depends on investor interest. Many projects reach their funding goal within a few weeks.

Question 16

What requirements must my company meet?

Accepted Answer

To be eligible for financing, your company should: be registered as a corporation (GmbH or AG) in the EU, have its registered office within the EU, be able to provide evidence of market potential, demonstrate growth opportunities and present accounting in line with national or European standards. Ideally, the company is in its third or a later financial year.

Question 17

What does financing via CONDA cost me?

Accepted Answer

In general, the costs consist of fixed setup fees and a percentage-based success commission. These depend on the chosen financing product and the volume. A detailed clarification takes place during the initial meeting. After a successful initial meeting, all applicable fees are communicated clearly and understandably.

Question 18

How much capital can I raise via CONDA?

Accepted Answer

Via CONDA Capital Market, in accordance with the European ECSP Regulation, you can raise up to 5 million euros per year and per issuer. This upper limit applies uniformly across the EU and also enables larger financing rounds to be processed efficiently and independently of banks via the platform.

Question 19

Do I have to give up shares in the company?

Accepted Answer

No – with financing via bonds or profit-participation rights, you remain the owner of your company. Only with a genuine equity stake (e.g. a share issuance) do you give up shares – voluntarily and transparently regulated.

Question 20

Who are the typical investors on CONDA?

Accepted Answer

CONDA investors are mainly experienced private investors, but also company owners, family offices and institutional capital providers who want to invest specifically in companies with potential – often out of personal conviction.

Question 21

How is my campaign made visible?

Accepted Answer

Our marketing and PR experts support you in making your financing round visible through our platform, newsletter, social media and targeted ads. You benefit from the CONDA community and reach.

Frequently asked questions